Banks: The Bedrock of a Strong Economy

Banks drive economic progress, funding the loans that fuel the American dream. An LOS streamlines lending and creates more growth opportunities in your community.

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Smart Technology Creates a Competitive Edge

The competition for loans is intensifying. Win more deals with a streamlined approach to lending built on smart loan origination workflows.
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Create an exceptional experience

Provide transparency across departments for a better borrower experience.

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Increase efficiency

Leverage automation to do more with less and increase your net interest margin.

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Make informed decisions

Bring together data and policies to make accurate and consistent lending decisions.

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Simplify risk management

“Show your work” with workflows that simplify compliance.

Baker Hill is Lending Evolved

One modular platform that supports the entire lending lifecycle - from request to renewal.
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Support All Types of Loans

Your bank does it all, and so do we. From CRE to equipment term loans or lines of credit, manage the entire lending process with ease.

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Effectively Manage Risk

Growth and risk are two sides of the same coin. Get the data you need to effectively manage risk without sacrificing growth.

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Delight Borrowers With a Digital Experience

Your borrowers can count on a seamless experience that exceeds expectations with the digital tools that make lending easier.

An Ecosystem of Integration Partners

Build on the foundation of a strong loan origination system with smart integrations.

A Platform that Benefits Banks of All Sizes

Build on the foundation of a strong loan origination system with smart integrations.

Community Banks
Regional Banks
National Banks
De Novo Banks
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Build Strong Connections With Customers

As the heartbeat of your community, you need a loan origination solution that helps you focus on building strong relationships, not paperwork.

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Scale Processes to Drive Growth

As you grow, you need a loan origination system that can create a consistent process across your institution that enables scalable growth.

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Handle Larger Loan Volumes With Ease

Larger loan volumes can open the door to more risk. A loan origination system that provides a complete picture of your portfolio is key to sustainable growth.

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You’re New Here, But We’re Not

We invented LOS technology more than 40 years ago. Our modular approach gives you the features you need today, plus the flexibility to fuel your growth.

Client Results You Can Take to the Bank

The best banks in the United States are making a
difference in their communities with Baker Hill.

$ 10.4 B
Loan portfolio growth
$ 15.4 B
Asset growth
20 +
Year partnership with Baker Hill
10 x
Increase in total loan production
12 x
Increase in total assets
20 +
Year partnership with Baker Hill
30 %
Increase in loan volume over 3 years
15 %
Improvement to efficiency ratio
$ 100 M+
Commercial loan gross production (in 2022)
5
Weeks saved in data entry alone
1
System for all loans
24/7
Access for borrowers
200 %
Increase in loan production
$ 15.4 M
Average loan production increase per lender
85 %
Reduction in the time spent decisioning

Resources For Better Banking

Learn about the benefits of bank lending software

A Journey to Embracing Banking Technology Solutions (Clone)
Digital Experience, Industry Trends
A Journey to Embracing Banking Technology Solutions (Clone)

By: Cacie Lunt

The Future Power of Agentic AI: Banking’s Next Leap Forward
Digital Experience, Commercial Lending, Industry Trends
The Future Power of Agentic AI: Banking’s Next Leap Forward

By: Mike Horrocks

What “Jaws” Teaches Us about Business Lending (50 Years Later)
Commercial Lending, Industry Trends
What “Jaws” Teaches Us about Business Lending (50 Years Later)

By: Mike Horrocks

Why Commercial Real Estate Is Like the I-95 Collapse… and How Lenders Can Stay on Track
Commercial Lending, Industry Trends
Why Commercial Real Estate Is Like the I-95 Collapse… and How Lenders Can Stay on Track

By: Mike Horrocks

Mastering the Game of Member Business Lending: Navigating the Rules You Can’t Control
Regulations & Compliance, Risk Management, Commercial Lending
Mastering the Game of Member Business Lending: Navigating the Rules You Can’t Control

By: Mike Horrocks

Frequently Asked Questions

Top questions about bank loan origination software

What’s the best loan origination system for banks?

Choosing the right LOS for your bank is a difficult decision. At Baker Hill, we invented loan origination technology and we’ve been building loan origination solutions for banks for more than 40 years. Our modular platform is purpose-built to meet the evolving needs of banks across the United States.

What size bank can benefit from a loan origination system?

Banks of all sizes can benefit from a loan origination system. A modular system like Baker Hill NextGen® allows you to scale technology as your bank’s needs evolve.

What are the main features banks should look for in a loan origination system?

There is no “one size fits all” solution when it comes to loan origination software, but a strong LOS should have tools that provide several benefits for banks that help track the loan pipeline, capture loan application information, conduct financial analysis, and compile all of the data into a comprehensive credit memo.

Where do banks see the biggest impact when implementing an LOS?

While there are several benefits to implementing an LOS for banks, most banks see improvements to their net interest margin, efficiency ratio, loan volume, and customer experience.

How does an LOS help banks manage risk and stay in compliance with regulations?

Managing risk and regulatory compliance can be challenging – especially when using spreadsheets and manual processes. An LOS creates a system of record that simplifies audits and provides regulators with the data they need.

Can an LOS integrate with existing banking systems and software?

Integrations are a critical part of the efficiency gains when implementing an LOS. An LOS should integrate your core data, as well as other data systems, to help you get a holistic view of relationships and risk to make informed decisions.

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Bank Lending Software You Can Count On

Discover how a modern, modular loan origination system can support your bank’s unique lending and credit processes.